Personal Planning Pack

Plan your household finances
with AI as your partner.

A complete set of planning templates — financial plan, phase budget, holiday planner — plus a guide to using AI to fill them in, model scenarios, and ask the questions you didn't know to ask. Work through it yourself, at your own pace.

A$300 one-time
Instant download · Four documents · No subscription
Get the pack
What's in the pack

Four documents.
Everything you need to start.

01
Overview & Guide
How to use the pack and how to work with AI effectively throughout the process. Includes suggested prompts for each template.
  • How to approach AI-assisted planning
  • The iterative method — fill, ask, refine
  • Suggested prompts for every section
  • Privacy considerations
02
Household Financial Plan
A comprehensive template covering your current position, income phases, superannuation projections, retirement income, and action items.
  • Current income, loans and superannuation
  • Phase-by-phase income planning horizon
  • Fixed bills and disposable income
  • Super projections and retirement drawdown
  • Key risks, assumptions and action items
03
Phase Budget Template
A detailed variable expense budget framework. Map your disposable income against real spending categories, year by year across each phase of your life.
  • Phase summary and year-by-year disposable income
  • 15 variable expense categories
  • Per fortnight, per week and per annum figures
  • Percentage of disposable pool for each category
04
International Holiday Planner
Plan family holidays across all four school holiday blocks. Compare destinations on flights, accommodation, food, activities and extras — then build an annual holiday budget.
  • Four school holiday block tables
  • Comparable cost breakdown by destination
  • Season and timing guidance
  • Annual holiday budget summary
Who this is for

For households who want
to think seriously
about their future.

Most households don't have a financial plan. Not because they don't care — but because getting one made costs thousands of dollars, and the DIY alternatives are either too simple to be useful or too complex to finish.

This pack sits in between. It gives you the structure of a proper financial plan without the cost of a financial planner. The AI does the modelling and the analysis. You provide the information and make the decisions.

It works best for households with some financial complexity — a mortgage, superannuation, and a sense that the next few years involve some significant decisions or transitions.

This pack is not for you if...
  • You need licensed financial advice — this is a planning tool, not a substitute for a financial adviser
  • You want someone else to do the work — you'll need to gather your own information and fill in the templates
  • Your situation is highly complex — significant business assets, trust structures, complex tax situations warrant professional advice
  • You're looking for investment recommendations — this pack is about planning, not stock picks
How it works

Four steps to a plan
that actually means something.

01
Gather

Collect your financial information — income, loans, super balances, bills. The templates tell you exactly what you need.

02
Fill

Work through the templates section by section. Replace the [BRACKETS] with your real numbers. Don't try to do it all at once.

03
Ask

Copy sections into Claude or ChatGPT and use the suggested prompts to model scenarios, spot risks, and get clarity on what the numbers mean.

04
Decide

With a clear picture of your position and a modelled view of different futures, make decisions with confidence. Then act on the action items.

Important: The Personal Planning Pack is a planning tool, not financial advice. The templates and guide are designed to help you organise your thinking and use AI to model scenarios. They do not constitute financial, tax or legal advice. You should consult a licensed financial adviser and registered tax agent before making significant financial decisions. All projections produced using these templates are based on assumptions you provide — they are not guaranteed outcomes.

Get the pack

One payment.
Everything included.

Instant download after purchase. Four Word documents, ready to fill in. Work through them at your own pace, in your own time.

A$300

One-time payment · No subscription · No ongoing fees

Overview & Guide document
Household Financial Plan template
Phase Budget template
International Holiday Planner template
Buy now — A$300

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